Archive for October, 2007

Money Matters for Children – Allowance and Chores

“Mommy, I did a lot of chores today and I earned my money.”  I beamed at my 9-year-old son and looked at my sparkling clean kitchen.  He had worked hard, doing the dishes and wiping off the sticky stuff on the counters.  But even more gratifying than the clean kitchen was the fact that he had recognized and associated his hard work with the money I was about to deposit in his bank account.  It was one of those parental moments where my feet did a little skip and I was shouting “all right” behind a big full faced smile.  It also gave me an insight that I was taking steps in the right direction, helping my child understand that payment for services rendered is a simple fact of money matters.

Your Child’s Chores and Payment: How Much?

This issue seems to be of much concern to parents as no one wants to over spoil a child.  Demanding, expectant children who are used to “having it all” will grow up with unrealistic attitudes.  A reasonable payment that fits the family budget and lets your child practice making a personal budget is essential to family unity.  Small children do not need a lot of money and are better off starting small with dollars and cents.   Remember, it is not critical to pay your child a lot of money, it’s just critical that they learn how to earn and manage the money. As a child grows, payment is increased to fit the amount and difficulty of chores they are able to perform.

Throwing out the word allowance and teaching your child to associate good work with positive results, including money, can help them develop a positive work ethic.  As a child grows older and develops skills learned from working in the home, they will be more comfortable with money and be able to tackle the real world on their own.

Read this helpful full article at Childn’Parent

By:  Debby Hoffer

Add comment October 29th, 2007

Mom’s Love Matters

Since school has started and my children have stepped up a grade, they seem determined to let me know just how big they really are. Whether its my three year old insisting on brushing his own teeth (picture toothpaste everywhere), my first grader wanting to do her own hair (picture many, many barrettes at once), or my 3rd grader fixing her own after school snack (picture chocolate syrup on any food imaginable), it’s clear my kids are growing up.

Independence is good, but sometimes can lead to conflict as kids try to push the boundaries.

We’ve had our share of tiffs in my home as we try to re-establish a school routine and decide what my kids can and cannot do. Those pesky “other people’s parents” seem to be able to throw a wrench in things, but it’s important for our family to establish our own patterns and rules.

Today a couple of things reminded me despite all the “good parenting” I try to do, the most important thing I can give my children is love.

In order to sign my kids up for basketball at the local community center, I had to sit through a 20-minute video presentation reminding me to be a good sport (i.e. don’t yell at the refs, coaches, or kids) because after all, it’s just for fun.

It was sad to see some of the kids on the video talk about how they feel when their parents yell at them from the sideline. It was a good reminder for me to let my kids have fun. After all, they’re never going to go pro out of high school — no matter how good of a sideline coach I am.

Last night, before bed, I read my kids two great stories, “I Love You Stinky Face” by Lisa McCourt and “The Garden”, a “Frog and Toad” story by Arnold Lobel. The first taught me my kids need to know I’ll always love them – no matter what. The second showed me all growing things respond to love better than criticism.

Visit childnparent’s articles on parenting tips and youth sports for more advice and feel free to share a few insights of your own.

Good luck and have fun,

Megan C. Wallgren

Add comment October 13th, 2007


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